OUR IDENTITY

Unlocking Companies' Best Potential

Building Synergy with Mandiri Ecosystem

Empowering companies through strategic collaborations and resources.

Creating Strategic Value Beyond Capital
Mandiri Capital Indonesia (MCI) is a strategic investment partner supporting long-term growth. Since 2015, we have combined capital, capabilities, and connectivity through integration with the Mandiri Group ecosystem, providing access to 42 million customers and an extensive industry network to create sustainable value.

With strong governance and rigorous risk management standards, MCI actively works alongside founders and portfolio company management to build resilient, competitive businesses that deliver long-term impact across the broader ecosystem.

18+ Portfolio Companies
3 Strategic Funds: Balance Sheet Fund, Indonesia Impact Fund, and BTN Fund
Industry Pioneer: The first PMV in Indonesia to require all employees to pass OJK-registered risk management certification

VALUES WE UPHOLD

Resilience

Thriving through challenges and staying adaptable.

Integrity

Committing to high ethical standards in all actions.

Quality

Upholding the highest standards in every action.

Collaboration

Growing together through teamwork and partnership.

International

The Largest Financial Institution with Various Subsidiaries.

With total assets of Rp 2,472 trillion as of Q4 2024, Bank Mandiri is Indonesia’s largest financial institution, serving over 42 million retail customers and 200,000 SMEs. Its network spans 2,227 branches, more than 12,000 ATMs, and 7 overseas offices in Singapore, Hong Kong, Shanghai, the Cayman Islands, Dili, London, and Malaysia. Mandiri Group is firmly committed to driving Indonesia’s digital transformation at scale.

Mandiri Ecosystem

Bank

Domestic

Dedicated Banking for Pension Funds

Specializes in pension fund management, offering financial products and services to ensure the well-being of retirees in Indonesia. It operates a wide network of branches across the country.

Here's what we seek for a synergy:

Focus Areas:

Company specializing in pension-tech, retirement planning, financial literacy platforms, or insurance solutions tailored for retirees.

1. Retirement-Centric Solutions

Products or platforms that address financial security and well-being for retirees.

2. User-Friendly Technology

Intuitive tools enhancing retiree financial literacy and access to savings and investments.

3. Scalability and Reach

Potential to expand services across Indonesia's diverse retiree demographic.

4. Compliance and Governance

Adherence to pension fund regulations and financial industry standards.

5. Synergy Readiness

Willingness to collaborate with Mandiri Taspen's network to deliver tailored solutions.

International

International Banking Services with Coverage Across the United Kingdom and Europe.

Bank Mandiri (Europe) Ltd. provides international banking services, including trade finance, treasury solutions, and remittance services, supporting business needs for transactions and operations between Indonesia and global markets.

Here's what we seek for a synergy:

Focus Areas:

Company focused on trade finance, cross-border payment systems, treasury management, or solutions that support international business operations.

1. Cross-Border Solutions

Technologies that simplify trade finance, currency management, and international payments.

2. Corporate Banking Support

Tools for treasury optimization and business expansion across Europe and Indonesia.

3. Regulatory Compliance

Adherence to international banking regulations and standards.

4. Market Scalability

Solutions with potential to expand beyond initial markets, benefiting businesses in Europe and Indonesia.

5. Synergy Readiness

Capability to integrate with Mandiri Europe's banking services and facilitate cross-border trade.

6. Sustainability Focus

Supporting ESG initiatives in trade and investment practices.

Investment

Domestic

Best Investment Bank in Indonesia

Providing capital market investment services such as securities brokerage, underwriting, financial advisory, and online stock trading platforms (Growin').

Here's what we seek for a synergy:

Focus Areas:

Company that enhance investment banking operations, including securities trading, underwriting, financial advisory, or market intelligence.

1. Advanced Trading Platforms

Solutions for efficient and secure securities brokerage.

2. Underwriting Support

Technologies that streamline the underwriting process for IPOs or bond issuance.

3. Financial Analytics Tools

Platforms offering advanced data insights for market analysis and investment strategies.

4. Regulatory Compliance

Startups with systems that meet financial industry regulations, ensuring secure operations.

5. Scalability

Solutions that can integrate seamlessly across Mandiri Sekuritas' domestic and regional markets.

International

Leading Asset Manager in Indonesia

Offers innovative investment products like mutual funds and discretionary funds, tailored to diverse financial goals.

Here's what we seek for a synergy:

Focus Areas:

Startups specializing in portfolio management, innovative investment tools, or client-focused financial planning platforms.

1. Portfolio Optimization

Tools to enhance asset allocation and investment performance.

2. Client-Focused Solutions

Platforms that simplify investment planning and engagement for diverse client needs.

3. Technological Innovation

Use of AI, machine learning, or big data to create smarter investment products.

4. Compliance and Risk Management

Systems that ensure adherence to regulations while managing risk effectively.

5. Sustainability-Focused Investments

Startups supporting ESG-aligned investment strategies or impact-driven financial products.

Multifinance Companies

Domestic

Automotive Financing for Retail and Fleet

Financing solutions for commercial and personal vehicles, heavy equipment, fleets, Mandiri KKB, and multipurpose needs flexible and reliable for every customer.

Here's what we seek for a synergy:

Focus Areas:

Company that enhance automotive financing, vehicle loan solutions, fleet management, or multipurpose financial services.

1. Automotive Financing Solutions

Technologies for efficient loan processing and risk assessment in the automotive sector.

2. Fleet Management Tools

Platforms that streamline fleet financing and management for businesses.

3. Loan Customization

Startups offering personalized or flexible financing options for individuals and businesses.

4. Scalability

Solutions that can expand nationwide, integrating seamlessly with Mandiri Tunas Finance's network.

5. User-Friendly Experience

Platforms that simplify the customer journey, from application to loan approval.

Domestic

Automotive and Sharia Financing

Offering easy financing for new and used cars, new and used motorcycles, in accordance with sharia principles.

Here's what we seek for a synergy:

Focus Areas:

A Finance company that focuses on consumer finance, especially motor-vehicle finance.

1. Pre-Owned Vehicle Financing

Platforms that offer tailored loan products for used automotive buyers.

2. Credit Scoring and Risk Management

Tools that improve credit assessment and reduce risk in used vehicle loans.

3. Flexible Financing Options

Solutions that cater to both individual buyers and businesses in the second-hand vehicle market.

4. Market Penetration

Tools that enhance access to financing in the domestic used car sector.

5. Seamless Integration

Solutions that integrate with existing Mandiri Utama Finance processes for faster loan approvals.

Others

International

Cross-Border Remittance Services

Offers efficient and reliable international money transfer services for diverse transaction needs.

Here's what we seek for a synergy:

Focus Areas:

Startups that provide solutions for international money transfers, remittance platforms, payment processing, or financial technologies for cross-border transactions.