At Mandiri Capital Indonesia (MCI), we are more than a venture capital firm, we are a catalyst for innovation and collaboration. As the corporate venture capital arm of Bank Mandiri, we drive transformation through strategic synergies, empower founders with mentorship, and create lasting impact through meaningful partnerships.
With a portfolio of 18 startups and access to strategic funds including the Balance Sheet Fund, Indonesia Impact Fund, and Merah Putih Fund, MCI plays a leading role in shaping Indonesia’s digital innovation landscape.
Since our establishment in 2015, our mission has been clear: to unlock synergies that accelerate growth and innovation. We don’t just envision the future, we build it, creating opportunities, resilience, and long-term value for startups and Indonesia’s economy.
OUR IDENTITY
MCI Connects Startups With Mandiri Group to Drive Innovation
Unlocking Startups' Best Potential
Building Synergy with Mandiri Ecosystem
Empowering startups through strategic collaborations and resources.
Nurturing Startup Fundamentals
Strengthening growth with expert mentorship and guidance.
ESG Initiative
Promoting sustainable growth through responsible business practices.
VALUES WE UPHOLD
Resilience
Thriving through challenges and staying adaptable.
Integrity
Committing to high ethical standards in all actions.
Quality
Upholding the highest standards in every action.
Collaboration
Growing together through teamwork and partnership.
WE'D LOVE TO HEAR FROM YOU
Here's what we seek for a synergy:
Focus Areas:
Startups offering Syariah-compliant financial technology, digital banking solutions, Islamic wealth management tools, or trade finance systems.
1. Alignment with Syariah Principles
Compliance with Islamic finance regulations and ethical standards.
2. Technological Innovation
Use of AI, blockchain, or big data to enhance Islamic banking services and customer experience.
3. Market Potential
Scalable business models targeting the Islamic finance sector locally and internationally.
4. Synergy Readiness
Ability to integrate with BSI ecosystem, including retail and corporate banking services.
5. ESG Commitment
Promoting ethical and sustainable finance aligned with Syariah values.
Here's what we seek for a synergy:
Focus Areas:
Startups specializing in pension-tech, retirement planning, financial literacy platforms, or insurance solutions tailored for retirees.
1. Retirement-Centric Solutions
Products or platforms that address financial security and well-being for retirees.
2. User-Friendly Technology
Intuitive tools enhancing retiree financial literacy and access to savings and investments.
3. Scalability and Reach
Potential to expand services across Indonesia's diverse retiree demographic.
4. Compliance and Governance
Adherence to pension fund regulations and financial industry standards.
5. Synergy Readiness
Willingness to collaborate with Mandiri Taspen's network to deliver tailored solutions.
Here's what we seek for a synergy:
Focus Areas:
Startups focused on trade finance, cross-border payment systems, treasury management, or solutions that support international business operations.
1. Cross-Border Solutions
Technologies that simplify trade finance, currency management, and international payments.
2. Corporate Banking Support
Tools for treasury optimization and business expansion across Europe and Indonesia.
3. Regulatory Compliance
Adherence to international banking regulations and standards.
4. Market Scalability
Solutions with potential to expand beyond initial markets, benefiting businesses in Europe and Indonesia.
5. Synergy Readiness
Capability to integrate with Mandiri Europe's banking services and facilitate cross-border trade.
6. Sustainability Focus
Supporting ESG initiatives in trade and investment practices.
Here's what we seek for a synergy:
Focus Areas:
Startups that enhance investment banking operations, including securities trading, underwriting, financial advisory, or market intelligence.
1. Advanced Trading Platforms
Solutions for efficient and secure securities brokerage.
2. Underwriting Support
Technologies that streamline the underwriting process for IPOs or bond issuance.
3. Financial Analytics Tools
Platforms offering advanced data insights for market analysis and investment strategies.
4. Regulatory Compliance
Startups with systems that meet financial industry regulations, ensuring secure operations.
5. Scalability
Solutions that can integrate seamlessly across Mandiri Sekuritas' domestic and regional markets.
Here's what we seek for a synergy:
Focus Areas:
Startups specializing in portfolio management, innovative investment tools, or client-focused financial planning platforms.
1. Portfolio Optimization
Tools to enhance asset allocation and investment performance.
2. Client-Focused Solutions
Platforms that simplify investment planning and engagement for diverse client needs.
3. Technological Innovation
Use of AI, machine learning, or big data to create smarter investment products.
4. Compliance and Risk Management
Systems that ensure adherence to regulations while managing risk effectively.
5. Sustainability-Focused Investments
Startups supporting ESG-aligned investment strategies or impact-driven financial products.
Here's what we seek for a synergy:
Focus Areas:
Startups that enhance automotive financing, vehicle loan solutions, fleet management, or multipurpose financial services.
1. Automotive Financing Solutions
Technologies for efficient loan processing and risk assessment in the automotive sector.
2. Fleet Management Tools
Platforms that streamline fleet financing and management for businesses.
3. Loan Customization
Startups offering personalized or flexible financing options for individuals and businesses.
4. Scalability
Solutions that can expand nationwide, integrating seamlessly with Mandiri Tunas Finance's network.
5. User-Friendly Experience
Platforms that simplify the customer journey, from application to loan approval.
Here's what we seek for a synergy:
Focus Areas:
Startups that focus on financing for pre-owned vehicles, credit scoring, or solutions tailored to the used car market.
1. Pre-Owned Vehicle Financing
Platforms that offer tailored loan products for used automotive buyers.
2. Credit Scoring and Risk Management
Tools that improve credit assessment and reduce risk in used vehicle loans.
3. Flexible Financing Options
Solutions that cater to both individual buyers and businesses in the second-hand vehicle market.
4. Market Penetration
Tools that enhance access to financing in the domestic used car sector.
5. Seamless Integration
Solutions that integrate with existing Mandiri Utama Finance processes for faster loan approvals.
Here's what we seek for a synergy:
Focus Areas:
Startups that provide solutions for international money transfers, remittance platforms, payment processing, or financial technologies for cross-border transactions.
1. Cross-Border Payment Solutions
Technologies that enable seamless, secure, and efficient international money transfers.
2. Transaction Speed and Reliability
Platforms that optimize remittance speed while ensuring reliable service for users.
3. Regulatory Compliance
Solutions that meet international financial regulations and ensure secure transfers.
4. Scalability
Startups with solutions that can easily expand across different regions and integrate with global financial networks.
5. User Experience
Platforms that prioritize easy-to-use interfaces for both senders and receivers, simplifying the remittance process.
Here's what we seek for a synergy:
Focus Areas:
Startups that offer solutions for life insurance, health insurance, financial protection, or technology-driven insurance products and services.
1. Insurance Product Innovation
Solutions that develop new life, health, or financial protection products to meet evolving customer needs.
2. Digital Insurance Platforms
Technologies that streamline insurance processes, including policy management, claims, and customer service.
3. Personalization
Tools that allow for tailored insurance coverage, catering to both individual and corporate needs.
4. Regulatory Compliance
Platforms that ensure adherence to local and international insurance regulations.
5. User Experience
Solutions that simplify the customer journey from policy purchase to claims, making it user-friendly and accessible.
Meet the Team
Our team is a diverse blend of backgrounds, bold ideas, and a shared commitment. We’re driven by passion for what we do, bringing fresh perspectives and unique strengths to every challenge. Collaboration is at the heart of our culture where innovation thrives, goals are achieved, and the journey is just as rewarding as the results. Get to know the people behind MCI.
WE'D LOVE TO HEAR FROM YOU